YMCA Memberships from Insurance & Employer Partners
Through our partnerships with Medicare and employer-sponsored insurance programs, you can enjoy a Base Membership at no cost—with $0 set-up fees—bringing the Y’s mission of health, wellness, and community within reach for everyone. Plus, you have the option to upgrade to a Plus or Max Membership at significant discounts to access additional amenities, classes, and privileges.
Staying active supports your mind, body, and spirit, helping reduce stress, boost brain health, prevent chronic disease, and maintain a healthy weight—all while connecting you to a community that cares.
Ready to thrive? Stop by or contact your local YMCA Family Center to learn more about memberships and programs designed to help you move, connect, and grow.
Provided by: Active & Fit / Silver & Fit
How to Access the YMCA: Eligible Active & Fit or Silver & Fit members can select and enroll in the YMCA through their program’s member portal. Once enrolled, bring your membership confirmation or Member ID to the front desk at any YMCA of Central Florida location and complete a YMCA membership form to gain access.
Provided by: Your Health Savings Account (HSA) or Flexible Spending Account (FSA)
How to Use HSA / FSA Dollars: Contact your primary care physician to see if your medical history qualifies you for a Letter of Medical Necessity. If you don’t have a primary care physician, Dr. B, a medical telehealth organization, can help determine if you qualify.
If approved, submit your Letter of Medical Necessity along with your YMCA membership or personal training receipts to your HSA or FSA plan administrator for reimbursement.
Using HSA or FSA dollars makes it easy to invest in your health and wellness. You can apply your account funds toward YMCA memberships, personal training sessions, and other eligible wellness services—helping you stay active, healthy, and connected at the Y.
Provided by: OnePass Select™
How to Access the YMCA: Eligible members of the One Pass Select™ (or Aaptiv Access) program must first activate their membership on the One Pass Select or Aaptiv Access website and select a membership tier. Once enrolled, bring your Member Code to the front desk at any YMCA of Central Florida location and complete a membership form to gain access to your benefits.
Questions about eligibility or enrollment?
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One Pass Select Customer Service: 877-515-9364 (Mon–Fri, 8 AM–9 PM CT)
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Aaptiv Access Customer Service: 877-290-2815 (Mon–Fri, 5 AM–5 PM CT)
Provided by: UnitedHealthcare Medicare Plan
How to Access the YMCA: Bring your Renew Active identification number to the front desk and complete a YMCA membership form.
With Renew Active, it’s easy to keep your fitness routine fresh and fun. More than a gym membership, Renew Active provides standard membership access to YMCA of Central Florida Family Centers, digital brain exercises, and the opportunity to earn rewards for completing certain health care activities (available with select plans). It’s designed to help members live their healthiest, most active lives.
Your membership provides access to: Enjoy unlimited monthly visits, perfect for building strength, boosting cardio, and creating sustainable wellness habits.
Provided by: Tivity Health (SilverSneakers®)
How to Sign Up: Bring your SilverSneakers® card or 16-digit identification number to the front desk and complete a YMCA membership form.
SilverSneakers® is a leading exercise program that combines physical activity with socially engaging programming, empowering you to take greater control of your health. It reduces barriers to exercise, promotes social interaction, and encourages a healthier lifestyle. If you’re eligible for Medicare or select Medicare Advantage plans (including certain Medicare supplemental insurance), you can enroll in SilverSneakers® at any YMCA of Central Florida Family Center.
Participants enjoy access to SilverSneakers® Group Exercise classes, fitness equipment, gymnasiums, and a complimentary orientation scheduled on the day of sign-up!
Provided by: Sunshine Health
How to Access the YMCA: If you’re a Sunshine Health member with YMCA benefits included in your plan, bring your Sunshine Health ID to the front desk at a participating YMCA location and complete a membership form. Your eligibility will be verified, and you’ll gain access to your membership benefits.
Provided by: Wellhub Corporate Wellness
How to Access the YMCA: Employees of Wellhub client companies receive a Max Membership at participating YMCA locations. Upon your first visit, check in using the Wellhub app, register at the front desk, and complete a liability waiver. For all subsequent visits, simply check in on the Wellhub app and scan your barcode to access the facility.
Your membership provides access to: Enjoy everything the Y has to offer with a Max Membership! Plus perks like 4-day advanced class booking, aqua fitness, two guest passes per month, pool and splash pad access, early camp registration, and more.